Search this site
Embedded Files
MXWIT Business Solutions
  • Home
    • U.S. Public Resources, Data and Information
    • Newcomers How to Find A Family Doctor in Ontario Canada
    • Toronto Essential Information
    • About Us
    • Contact US
    • list of Toronto pharmacies taking COVID-19 vaccination appointments
    • World's Best Hospitals 2021
    • Toronto’s financial sector is the fastest growing and second largest in Nor
    • Check out those resources - information on nutrition and health
    • U.S. latest news, information and useful tools for personal finance
    • Silk, Great Value plant-based beverage recall in Ontario
  • International Business
    • Toronto, Vancouver home prices rise in August
    • China Opens Up Financial Sector To Wall Street Some Banks
    • Canadian working from home could qualify for new tax deduction
    • How to choose your down garment - Goose or duck?
    • China Cybersecurity Industry forecast to exceed $26b by year-end
    • Mobile payment becoming a major payment method in China
    • ABB eyes larger share in China's charging market
    • Citigroup to exit consumer banking in Europe, Asia 13 markets
    • China's internet users nearly hit 1 billion
    • Hermes sales rebounded strongly in the fourth quarter 2020
    • Oversea Investors holdings of Chinese bonds rise for 27th month
    • House Price Index rose 26% in 2021 in Canada
    • Toronto home prices pass C$1 million mark in February
    • Amazon opens first cashierless store in UK
    • Getting to know China's electric vehicle industry
    • China’s Car Sales More Than Quadrupled in February
    • 2021 Ontario cottage prices expected to rise 17%
    • Genworth Financial terminates merger deal with China Oceanwide
    • The average price of a Canadian home has never been higher, now up to $716
    • China private jet use soars due to effective control of pandemic
    • A surge in Apple iPhone sales as China sales nearly double
    • How would you simply describe inflation?
    • ICBC, Goldman Sachs to set up wealth management joint venture
      • Morgan Stanley set to buy larger stakes in China securities, funds joint ve
    • How the new mortgage 'stress test' will affect homebuyers?
  • Personal Finance
    • How does an RRSP compare to a TFSA?
    • What is OLD AGE SECURITY (OAS) PENSION In Canada?
    • What are the benefits of contributing to a TFSA in retirement?
    • What are negative interest rates?
    • Questions to ask yourself before refinance your U.S. Mortgage as a cross-bo
    • Senior reverse mortgage business is booming in Canada
    • Traditional Way Vs. New Idea for Portfolio Balance
    • Types of Retirement Income in Canada
    • Types of Retirement Account in US
    • Canadian RRSP Vs. U.S. 401(k) Retirement Account
    • Are You Really Afford To Retiring To A Luxury Beach?
    • What is target-date retirement funds ?
    • When should you convert yours RRSP to a RRIF?
    • How a spousal RRSP can help you save on taxes
    • What is an annuity?
    • When to Claim Your Social Security Benefit?
  • Education & Career
    • Understand Business Etiquette in the U. K.
    • Small Tips for Chinese Business Etiquette
    • 65 free online classes from the top universities in U.S.
  • Innovation and AI
    • Ten disruptive technologies and trends are transforming the business in 202
  • Food & Travel
    • Bvlgari Hotels - Bringing Italian style luxury to Beijing
    • Canada’s Top 100 Places to Eat in 2021
    • Air Canada to resume service to some sun destination flights in May
    • Global travel industry suffered a loss of almost US$4.5 trillion
    • Summer travel tips to stay healthy
    • What is the difference between Sunburn or Sun Poisoning?
  • Nature and Health
    • Five ways to soothe your winter skin
    • The goji berry as one of the hottest superfoods
    • Adding Turmeric To Your Daily Diet For Health Benefits
    • Pears - one of the super food for Fall
    • Practicing Tai Chi, Enjoy these 7 BIG Benefits:
    • What is flattening the curve?
    • Lemons Can Help You Reduce Kidney Stone Risk
    • Soy protein helps lower bad cholesterol
    • Myths and Facts About Depression
    • How to Create a Healthy Routine
    • Try Some Natural Ways to Fall Asleep More Easily
      • Can the Weather Cause Aches and Pains?
    • Simple Strategies to Prevent Heart Disease
    • Losing Hair From Stress?
    • Australian marine researchers are using drones to locate and study one of n
    • How Perfectionism is Linked to Anxiety and Mental Health
    • Some Proven Ways to Cope With Anxiety
    • A Normal Reaction to Abnormal Events
    • A Guide to an Anti-Inflammatory Diet: Foods That Reduce Inflammation
    • Hydration - What You Need to Know
    • Three techniques that will lower your stress
    • How Exercise Prevents Bone Loss
    • What is the best temperature for Sleep?
  • What to Do if You Can’t Sleep
  • 中文网
    • 多伦多生活信息
    • 2021 加拿大 Top 100 餐厅名单
    • 2021全球医院排行榜出炉
    • 什么是比特币 和“挖矿”?
    • 多路资本争相涌入新能源车赛道
    • 美国监管机构近20年来首次批准了一款用于治疗阿尔兹海默症(Alzheimer’s)的新药
    • 加拿大安省8个所得税抵免款项
MXWIT Business Solutions
  • Home
    • U.S. Public Resources, Data and Information
    • Newcomers How to Find A Family Doctor in Ontario Canada
    • Toronto Essential Information
    • About Us
    • Contact US
    • list of Toronto pharmacies taking COVID-19 vaccination appointments
    • World's Best Hospitals 2021
    • Toronto’s financial sector is the fastest growing and second largest in Nor
    • Check out those resources - information on nutrition and health
    • U.S. latest news, information and useful tools for personal finance
    • Silk, Great Value plant-based beverage recall in Ontario
  • International Business
    • Toronto, Vancouver home prices rise in August
    • China Opens Up Financial Sector To Wall Street Some Banks
    • Canadian working from home could qualify for new tax deduction
    • How to choose your down garment - Goose or duck?
    • China Cybersecurity Industry forecast to exceed $26b by year-end
    • Mobile payment becoming a major payment method in China
    • ABB eyes larger share in China's charging market
    • Citigroup to exit consumer banking in Europe, Asia 13 markets
    • China's internet users nearly hit 1 billion
    • Hermes sales rebounded strongly in the fourth quarter 2020
    • Oversea Investors holdings of Chinese bonds rise for 27th month
    • House Price Index rose 26% in 2021 in Canada
    • Toronto home prices pass C$1 million mark in February
    • Amazon opens first cashierless store in UK
    • Getting to know China's electric vehicle industry
    • China’s Car Sales More Than Quadrupled in February
    • 2021 Ontario cottage prices expected to rise 17%
    • Genworth Financial terminates merger deal with China Oceanwide
    • The average price of a Canadian home has never been higher, now up to $716
    • China private jet use soars due to effective control of pandemic
    • A surge in Apple iPhone sales as China sales nearly double
    • How would you simply describe inflation?
    • ICBC, Goldman Sachs to set up wealth management joint venture
      • Morgan Stanley set to buy larger stakes in China securities, funds joint ve
    • How the new mortgage 'stress test' will affect homebuyers?
  • Personal Finance
    • How does an RRSP compare to a TFSA?
    • What is OLD AGE SECURITY (OAS) PENSION In Canada?
    • What are the benefits of contributing to a TFSA in retirement?
    • What are negative interest rates?
    • Questions to ask yourself before refinance your U.S. Mortgage as a cross-bo
    • Senior reverse mortgage business is booming in Canada
    • Traditional Way Vs. New Idea for Portfolio Balance
    • Types of Retirement Income in Canada
    • Types of Retirement Account in US
    • Canadian RRSP Vs. U.S. 401(k) Retirement Account
    • Are You Really Afford To Retiring To A Luxury Beach?
    • What is target-date retirement funds ?
    • When should you convert yours RRSP to a RRIF?
    • How a spousal RRSP can help you save on taxes
    • What is an annuity?
    • When to Claim Your Social Security Benefit?
  • Education & Career
    • Understand Business Etiquette in the U. K.
    • Small Tips for Chinese Business Etiquette
    • 65 free online classes from the top universities in U.S.
  • Innovation and AI
    • Ten disruptive technologies and trends are transforming the business in 202
  • Food & Travel
    • Bvlgari Hotels - Bringing Italian style luxury to Beijing
    • Canada’s Top 100 Places to Eat in 2021
    • Air Canada to resume service to some sun destination flights in May
    • Global travel industry suffered a loss of almost US$4.5 trillion
    • Summer travel tips to stay healthy
    • What is the difference between Sunburn or Sun Poisoning?
  • Nature and Health
    • Five ways to soothe your winter skin
    • The goji berry as one of the hottest superfoods
    • Adding Turmeric To Your Daily Diet For Health Benefits
    • Pears - one of the super food for Fall
    • Practicing Tai Chi, Enjoy these 7 BIG Benefits:
    • What is flattening the curve?
    • Lemons Can Help You Reduce Kidney Stone Risk
    • Soy protein helps lower bad cholesterol
    • Myths and Facts About Depression
    • How to Create a Healthy Routine
    • Try Some Natural Ways to Fall Asleep More Easily
      • Can the Weather Cause Aches and Pains?
    • Simple Strategies to Prevent Heart Disease
    • Losing Hair From Stress?
    • Australian marine researchers are using drones to locate and study one of n
    • How Perfectionism is Linked to Anxiety and Mental Health
    • Some Proven Ways to Cope With Anxiety
    • A Normal Reaction to Abnormal Events
    • A Guide to an Anti-Inflammatory Diet: Foods That Reduce Inflammation
    • Hydration - What You Need to Know
    • Three techniques that will lower your stress
    • How Exercise Prevents Bone Loss
    • What is the best temperature for Sleep?
  • What to Do if You Can’t Sleep
  • 中文网
    • 多伦多生活信息
    • 2021 加拿大 Top 100 餐厅名单
    • 2021全球医院排行榜出炉
    • 什么是比特币 和“挖矿”?
    • 多路资本争相涌入新能源车赛道
    • 美国监管机构近20年来首次批准了一款用于治疗阿尔兹海默症(Alzheimer’s)的新药
    • 加拿大安省8个所得税抵免款项
  • More
    • Home
      • U.S. Public Resources, Data and Information
      • Newcomers How to Find A Family Doctor in Ontario Canada
      • Toronto Essential Information
      • About Us
      • Contact US
      • list of Toronto pharmacies taking COVID-19 vaccination appointments
      • World's Best Hospitals 2021
      • Toronto’s financial sector is the fastest growing and second largest in Nor
      • Check out those resources - information on nutrition and health
      • U.S. latest news, information and useful tools for personal finance
      • Silk, Great Value plant-based beverage recall in Ontario
    • International Business
      • Toronto, Vancouver home prices rise in August
      • China Opens Up Financial Sector To Wall Street Some Banks
      • Canadian working from home could qualify for new tax deduction
      • How to choose your down garment - Goose or duck?
      • China Cybersecurity Industry forecast to exceed $26b by year-end
      • Mobile payment becoming a major payment method in China
      • ABB eyes larger share in China's charging market
      • Citigroup to exit consumer banking in Europe, Asia 13 markets
      • China's internet users nearly hit 1 billion
      • Hermes sales rebounded strongly in the fourth quarter 2020
      • Oversea Investors holdings of Chinese bonds rise for 27th month
      • House Price Index rose 26% in 2021 in Canada
      • Toronto home prices pass C$1 million mark in February
      • Amazon opens first cashierless store in UK
      • Getting to know China's electric vehicle industry
      • China’s Car Sales More Than Quadrupled in February
      • 2021 Ontario cottage prices expected to rise 17%
      • Genworth Financial terminates merger deal with China Oceanwide
      • The average price of a Canadian home has never been higher, now up to $716
      • China private jet use soars due to effective control of pandemic
      • A surge in Apple iPhone sales as China sales nearly double
      • How would you simply describe inflation?
      • ICBC, Goldman Sachs to set up wealth management joint venture
        • Morgan Stanley set to buy larger stakes in China securities, funds joint ve
      • How the new mortgage 'stress test' will affect homebuyers?
    • Personal Finance
      • How does an RRSP compare to a TFSA?
      • What is OLD AGE SECURITY (OAS) PENSION In Canada?
      • What are the benefits of contributing to a TFSA in retirement?
      • What are negative interest rates?
      • Questions to ask yourself before refinance your U.S. Mortgage as a cross-bo
      • Senior reverse mortgage business is booming in Canada
      • Traditional Way Vs. New Idea for Portfolio Balance
      • Types of Retirement Income in Canada
      • Types of Retirement Account in US
      • Canadian RRSP Vs. U.S. 401(k) Retirement Account
      • Are You Really Afford To Retiring To A Luxury Beach?
      • What is target-date retirement funds ?
      • When should you convert yours RRSP to a RRIF?
      • How a spousal RRSP can help you save on taxes
      • What is an annuity?
      • When to Claim Your Social Security Benefit?
    • Education & Career
      • Understand Business Etiquette in the U. K.
      • Small Tips for Chinese Business Etiquette
      • 65 free online classes from the top universities in U.S.
    • Innovation and AI
      • Ten disruptive technologies and trends are transforming the business in 202
    • Food & Travel
      • Bvlgari Hotels - Bringing Italian style luxury to Beijing
      • Canada’s Top 100 Places to Eat in 2021
      • Air Canada to resume service to some sun destination flights in May
      • Global travel industry suffered a loss of almost US$4.5 trillion
      • Summer travel tips to stay healthy
      • What is the difference between Sunburn or Sun Poisoning?
    • Nature and Health
      • Five ways to soothe your winter skin
      • The goji berry as one of the hottest superfoods
      • Adding Turmeric To Your Daily Diet For Health Benefits
      • Pears - one of the super food for Fall
      • Practicing Tai Chi, Enjoy these 7 BIG Benefits:
      • What is flattening the curve?
      • Lemons Can Help You Reduce Kidney Stone Risk
      • Soy protein helps lower bad cholesterol
      • Myths and Facts About Depression
      • How to Create a Healthy Routine
      • Try Some Natural Ways to Fall Asleep More Easily
        • Can the Weather Cause Aches and Pains?
      • Simple Strategies to Prevent Heart Disease
      • Losing Hair From Stress?
      • Australian marine researchers are using drones to locate and study one of n
      • How Perfectionism is Linked to Anxiety and Mental Health
      • Some Proven Ways to Cope With Anxiety
      • A Normal Reaction to Abnormal Events
      • A Guide to an Anti-Inflammatory Diet: Foods That Reduce Inflammation
      • Hydration - What You Need to Know
      • Three techniques that will lower your stress
      • How Exercise Prevents Bone Loss
      • What is the best temperature for Sleep?
    • What to Do if You Can’t Sleep
    • 中文网
      • 多伦多生活信息
      • 2021 加拿大 Top 100 餐厅名单
      • 2021全球医院排行榜出炉
      • 什么是比特币 和“挖矿”?
      • 多路资本争相涌入新能源车赛道
      • 美国监管机构近20年来首次批准了一款用于治疗阿尔兹海默症(Alzheimer’s)的新药
      • 加拿大安省8个所得税抵免款项

Traditional Way Vs. New Idea for Portfolio Balance


Traditionally, some financial advisors or some asset allocation calculator tool to automatically adjust what it invests in (usually a mix of stocks, bonds and cash) to maximize your return and minimize your risk. For example, as you approach retirement age, most experts agree you should change asset allocation investment strategy, and gradually shift more into bonds to protect the money you've accumulated. But retirement can last a few decades, so it generally pays to maintain a healthy dose of stocks well into retirement: possibly between 40% and 50% while you're in your 70s, and up to 30% when you're in your 80s.

The old rule of thumb used to be that you should subtract your age from 100 - and that's the percentage of your portfolio that you should keep in stocks. For example, if you're 30, you should keep 70% of your portfolio in stocks. If you're 70, you should keep 30% of your portfolio in stocks. However, with people living longer and longer, many financial planners are now recommending that the rule should be closer to 110 or 120 minus your age. That's because if you need to make your money last longer, you'll need the extra growth that stocks can provide.

In an interview CNBC with ARK Invest CEO Cathie Woods on Monday, March 8, she said she believes cryptocurrencies could stabilize and eventually behave like bonds. A 60-40 portfolio that’s split between stocks and bonds may look more like 60-20-20, Wood said. That is, 60% in equities, 20% in bonds and 20% in cryptocurrency. Bitcoin and other cryptocurrencies could eventually become part of the recommended portfolio for everyday investors. “We think as it becomes a better accepted new asset class ... We do think it will behave, actually, I would say more like the fixed income markets, believe it or not,” Wood said.


MXWIT Business Solutions

Copyright 2024. All right reserved. MXWIT Business Solutions is not responsible for the content of external sites.

About US

Contact US

Follow US

Twitter
Report abuse
Report abuse